• You must be 18 or over
  • You must have a valid MN Drivers License
  • You must have a dependent child in the home
  • Employed at least 6 months and working at least 20 hours a week
  • Must demonstrate the ability/willingness to repay the loan as determined by various components in the application process.
  • Have not filed chapter 7 or 13 within the past 2 years
  • *Live in one of the following zip codes or Cities listed below: 55401, 55404, 55405, 55406, 55407, 55411, 55412, 55413, 55418, and 55454; Bloomington, Eden Prairie, Edina and Richfield
  • Persons seeking a Ways to Work loan must agree to complete a loan application, meet with a financial counselor, and attend Financial Literacy classes in order to be considered for a vehicle loan.
  • All approved applicants must be able to provide proof of “full coverage insurance” prior to loan closing.
  • All vehicle purchases must pass a comprehensive vehicle safety inspection prior to purchase.
  • Car Care Classes
  • OTHER ELIGIBILITY REQUIREMENTS DO EXIST.

For Car Repairs only

  • 2- Estimates for car repairs
  • Proof of full coverage auto insurance
  • You  must own the car with no monthly payments
  • Vehicle title must show no liens